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Assuming the credit card issuer reports authorized user activity to the credit bureaus, you can be added as an authorized user to a card to begin building a credit history and learn how to manage a credit card. A pad labeled, "Chase Slate," sits on a desk, near a notebook, pen, and Chase Slate card. The pad shows arrows pointing down towards money and text reading: Paying Down Debt. Then, in a home office with a large abstract painting on the wall, financial advisor and author Farnoosh Torabi (a woman with long dark hair) sits at a desk. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. 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